If you recently received an escrow notice, it was likely issued following an escrow analysis of your account.

An escrow shortage may occur when property taxes or insurance premiums increase beyond the amount collected in escrow. An escrow surplus may occur when more funds were collected than necessary.

Please review your Escrow Account Disclosure Statement in the Borrower Portal for account-specific details.

For escrow-related questions, email escrowdepartment@ownerschoice.com.