New Mortgages

Your Path to Homeownership, Simplified

Embark on your home buying journey with OwnersChoice and discover a range of home loan options tailored to meet your unique needs. We understand the intricacies of the mortgage process and are here to provide you with a seamless, stress-free experience.

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Fixed-Rate Mortgages

Choose stability and predictability with our fixed-rate mortgages. Enjoy the comfort of consistent monthly payments with interest rates that remain unchanged throughout the term of your loan. We offer a variety of terms from 10 to 30 years, allowing you to select the option that best suits your financial plan.

Adjustable Rate Mortgages (ARM)

Consider our ARM solutions for potentially lower initial rates compared to fixed-rate mortgages. After the introductory period, the interest rate adjusts according to market trends, which could lead to lower payments over time.

Federal Housing Administration (FHA) Mortgages

Explore our FHA mortgage options, designed to support those who may find conventional mortgages challenging. With down payments as low as 3.5%, we make homeownership more accessible, even if you have limited savings.

Veteran Affairs (VA) Loans

In appreciation of military service, we offer VA loans to eligible veterans, active service members, and surviving spouses. These loans often feature no down payment requirements, no need for private mortgage insurance, and limited closing costs.

USDA Loans

Our USDA loans are specifically crafted for low-to-moderate-income individuals looking to buy homes in rural areas. These loans require no down payment, making rural homeownership more attainable. To check property eligibility, visit the USDA Eligibility website.

At OwnersChoice, we do more than just offer loans. We guide you through every step, from application to closing and beyond. Experience our comprehensive approach to mortgage services.

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A mortgage that fits your life.

Our dedicated team of mortgage professionals have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life.

To check rates or complete the application process, visit our Mortgage Center.