We offer you a wealth of government-sponsored lending options as well as conventional mortgages. To find out more, you can apply now

Fixed-rate

• Interest rate stays the same over the life of the mortgage
• Makes budgeting easier and more predictable
• Terms are available from 10 to 30 years

Adjustable Rate Mortgages

• Initial rate often lower than for fixed-rate mortgages
• After the initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates

FHA

• For borrowers who may not qualify for a conventional mortgages
• Down payments as low as 3.5% of purchase price
• One- to four- unit homes eligible
• Loan programs for first time home buyers, fixer-upper homes, etc.

VA

• For eligible veterans, service members, and surviving spouses
• No down payment (under certain conditions)
• Private mortgage insurance not required
• Ceiling on closing costs

USDA

• For low- to moderate- income rural home buyers.
• No down payment required
• Check property eligibility at the following site: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do