Build Your Program

With OwnersChoice, you can customize your mortgage program to fit your credit union’s individual needs. We offer several options based on how much of the mortgage process your credit union wants to control.

Level II

My credit union can fund the loans, but we want OwnersChoice to take care of the rest.

Our Level II program will meet your needs. With Level II, you’re responsible for two things: marketing your mortgage program to your members and funding your loans. OwnersChoice will handle the rest.

Credit Union Responsibility

  • Market Mortgage Lending Program
  • Submit Online Consultation Request
  • Fund the Loan

OwnersChoice Responsibility

  • Consult with member
  • Originate mortgage application
  • Process the application
  • Underwrite the loan
  • Close the Loan
  • Provide Loan Servicing

Level V

My credit union wants to handle most of the mortgage process, including originating, processing and funding the loans. We just need OwnersChoice to underwrite and close the loans.

Our Level V program is the right fit for you. In addition to providing servicing, OwnersChoice will underwrite and close your loans. Everything else is up to you.

Credit Union Responsibility

  • Market mortgage lending program
  • Consult with member
  • Originate mortgage application
  • Process the application
  • Fund the loan

OwnersChoice Responsibility

  • Underwrite the loan
  • Close the loan
  • Provide loan servicing